top of page

Peace of mind – it’s the bottom line. With Protective, dealerships offer a promise that a customer is protected in the event of a covered mechanical breakdown. With more than 55 years of experience, we’ve established ourselves as a trusted industry leader offering a variety of vehicle protection plans serving both franchise and independent dealerships.


In addition to offering a range of vehicle protection plans for new and pre-owned vehicles, we also offer limited warranty programs, GAP and ancillary products. Many of our vehicle protection plans include emergency roadside assistance, towing and rental vehicle coverage (availability may vary by state).







Protective offers a wide array of F&I solutions including; Automotive, Marine, RV, Powersports, Protective DOWC, and GAP. They offer value to dealerships by building long-term relationships and offering innovative solutions to improve customer satisfaction while increasing F&I revenue. With a robust portfolio of dealer  participation programs, Protective provides dealers and management teams the ability to align their F&I program with their business and financial objectives.


Protective makes the claims process simple, easy and fast, allowing dealerships to stay focused on their customers. They provide these valuable products and services in furtherance of their brand promise: “Protect Tomorrow. Embrace Today.™”

  • Protective Vehicle Protection Plan

  • CostGuard

  • Protective Auto Care Plan

  • Stand-Alone VSC

  • United States Warranty Corp. Combo VSC

  • USWC Edge (High-mileage VSC)

  • USWC Total Term Protection

  • Certified Plus Limited Warranty

  • Certified Limited Warranty

  • Lifetime Powertrain Warranty

  • Lifetime Engine Warranty

  • Powertrain Limited, Warranty for Life

  • Ancillary Combo

  • Tire & Wheel

  • PDR – Paintless Dent Repair

  • Key Repair & Replacement

  • Prepaid Maintenance

  • Paint & Fabric

  • Theft

  • Wear & Tear

bottom of page